My dual currency trade

One month had passed. Two days ago my trade had been fixed. I paired my NZD with CHF at 0.7728 strike/spot. It ended up at around 0.7400, so it is well covered with 300+ pips. I got back my NZD with 19.1%pa interest. I was thinking if I had shorted it on the FX market myself, I could have earned like 4% of my capital. But trading this currency option, I am only earning 1.6% of my capital. That's more than double the difference. Hmm... Well but of course, trading on the FX market is certainly more risky as the profit and losses are directly reflected by the direction of the curves. Currency options trading limits your losses but limits your gains as well.

Nowadays with the high volatility, option yields are much higher offered by banks. My latest trade done yesterday, I paired my NZD with CHF again, now with a whopping 25%pa yield. I did not do it at strike/spot again. I strike it at 0.7500. That means if NZD/CHF is 0.7500 or above, I get back in CHF. If NZD/CHF is less than 0.7500, I get back in NZD. The reason I choose CHF again is because CHF is on a long term uptrend with SGD. Besides, CHF is considered a 'safe heaven' in bad times like this. I predict that NZD will continue to fall, but with less momentum. ADX and MACD has shown signs of weaknesses of the fall of NZD. However, there is no signs of confirmed trend reversal yet.